Protection
what we offer ?
Protect your future and those you love with confidence.
We’ll help you choose the right cover based on your needs, giving you and your loved ones confidence and peace of mind.
Traditional cover for life’s unexpected moments
Protecting your loved ones is one of the most important steps you can take for their future. Traditional life insurance offers a straightforward and reliable way to provide financial support should the unexpected happen.
We’ll help you find the right level of cover to suit your circumstances and budget, guiding you through each step so you feel informed and confident. Talking about life insurance can feel overwhelming, but we’re here to make it simple, clear, and stress-free.
Get in touch to explore your options and secure peace of mind for you and your family.
Protect your income and
your future
Income protection is designed to support you financially if illness or injury stops you from working. It provides a regular income while you recover, retire, or until your policy ends — giving you peace of mind when life takes an unexpected turn.
We compare a wide range of policies to find cover that suits your needs, lifestyle, and budget. With the right protection in place, you can feel confident that you and your family will be supported, no matter what comes your way.
Let us help you secure your financial future with tailored income protection.
Critical illness cover for complete peace of mind
A serious illness can affect more than just your health — it can impact your finances, your family, and your future plans. Critical illness cover provides a lump sum payment if you’re diagnosed with a condition covered by your policy, giving you the financial breathing space to focus on what matters most: your recovery.
This type of protection creates a vital safety net, helping you handle medical costs, household bills, or time away from work without added stress. With access to a wide panel of trusted insurers, we’ll help you find cover that suits your needs, your lifestyle, and your budget.
Let us help you secure peace of mind for you and the people you care about.
Over 50s cover for life’s unexpected moments
Over 50s life insurance is designed for those aged 50 to 80 who want to leave a financial gift, cover funeral costs, or provide support for their loved ones. It offers a straightforward way to put protection in place without medical checks or complex requirements.
With affordable monthly premiums — often starting from around £10 — this type of policy is ideal for anyone with pre-existing conditions or a more detailed medical history. As long as your payments are maintained, your loved ones are guaranteed a payout whenever the time comes.
Many providers also stop premium payments after a certain age, usually around 90, meaning you can enjoy lifelong cover without ongoing costs later in life.
Secure your family's future with whole of life insurance
Life can be unpredictable, and whole of life insurance gives you the reassurance that your loved ones will be protected no matter what the future holds. It provides lifelong cover and pays out a guaranteed lump sum when you pass away, helping your family manage financial responsibilities during a difficult time.
Whole of life insurance is a reliable way to ensure your loved ones are looked after, whether that’s covering expenses, leaving a financial gift, or simply giving them long-term security. We offer a range of options that can be tailored to your needs, budget, and goals.
Get lasting peace of mind knowing your family will be financially supported whenever they need it most.
Protect your home and belongings with buildings and contents insurance
Your home is more than just a property — it’s where life happens and where your most important belongings are kept safe. Buildings and contents insurance provides essential protection for both your home’s structure and everything inside it, giving you peace of mind if the unexpected happens.
Whether it’s damage, loss, or an unforeseen event, we help you find cover that suits your needs and offers real confidence. With tailored insurance options, you can rest easy knowing your home and possessions are protected.
With access to a range of insurers, we tailor policies to your circumstances, budget, and the level of protection you want.
Specialist Advice You
Can Rely On
We work with a wide panel of lenders, meaning we’re not tied to any single provider. This allows us to offer truly impartial advice, focused entirely on your needs, so we can match you with the mortgage or protection product that suits your circumstances best.
12,000+
Mortgage products
100%
Tailored service
100+
Mortgage lenders
20+
Available insurers
why choose us?
4 key things to bear in mind when preparing for your quote
Understanding these factors helps ensure you receive an accurate, fair quote that reflects your circumstances and gives you the right level of protection.
Keeping these in mind can help you secure cover that supports your loved ones
without paying more than you need to.
1
Your Health
Your health is one of the main factors insurers assess. Your medical history, any ongoing conditions, and general wellbeing all influence your premiums. Being clear and honest helps ensure you get the most accurate quote.
2
Your Age
Age plays a major role in the cost of life insurance. The younger you are when you take out a policy, the lower your premiums are likely to be. Securing cover early can help you
lock in a better rate.
3
Your Occupation
Some jobs involve more risk than others, and insurers take this into account when calculating your premium. Be prepared to share details about your day-to-day role
and working environment.
4
Your Lifestyle
Habits such as smoking, drinking, or high-risk hobbies can affect your quote. Insurers look at lifestyle choices to understand your overall risk level. Making healthy choices can lead to more favourable premiums.
Client Satisfaction
Tailored Solutions
Trusted Customer Support
Your Protection Journey Starts Here
Personalised solutions designed around your goals
Clear, expert guidance from start to finish
Access to competitive rates across a wide range of lenders
Frequently Asked Questions
What is a mortgage and how does it work?
A mortgage is a type of loan used to help you buy a property. The loan is secured against the home itself. Your lender gives you the funds to make the purchase, and you repay the amount over an agreed term through monthly payments. If the repayments aren’t made, the lender has the legal right to take ownership of the property.
How much can I borrow for a mortgage?
The amount you can borrow depends on several factors, including your income, credit history, monthly outgoings, and the value of the property you want to buy. Lenders assess your affordability by reviewing your earnings, existing commitments, and overall financial stability. They also look at the loan-to-value (LTV) ratio, which reflects how much of the property’s value you need to borrow.
A mortgage advisor can review your individual circumstances and give you a clear idea of how much you’re likely to be approved for.
What are the costs involved in getting a mortgage?
When arranging a mortgage, there are several costs you may need to budget for. These can include arrangement fees from the lender, valuation fees, and the legal costs for your solicitor. In some cases, there may also be broker fees. You might also choose to take out protection products such as life insurance or mortgage payment protection.
Your lender or mortgage advisor can explain all potential fees in detail, so you have a full understanding of the costs before moving forward.
How can a mortgage advisor help me?
A mortgage advisor can support you through the entire mortgage process. They understand the market and can help you find a deal that suits your financial situation and goals. They’ll explain your options clearly, handle the paperwork, and communicate with lenders on your behalf.
An advisor can also guide you on key areas such as affordability, repayment types, and the terms of your mortgage, making the whole experience smoother and easier to understand.
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Thank you for choosing us. Whether you need help with mortgages or protection, we’re always here to assist you.